Targeting the ultra poor
The targeting and selection stages of STUP and OTUP is divided into two folds: the selection of the programme location, determined by consulting the poverty map and conducting surveys, and selection of the household, determined by the participatory rural appraisal (PRA), door-to-door surveys through questionnaires and 100 per cent verification.
The programme is being implemented through the following components:
Enterprise development and life skill training
Participants receive three to five days of classroom training followed by interim refresher courses and 24-month-long, hands-on training sessions through home visits under close supervision. The programme participants also get issue-based social and health awareness education during the home visits. A confidence-building training is also arranged before their graduation for the sustainability of their livelihoods.
Asset transfer/ soft loan
After the completion of classroom training, the STUP programme provides livelihood assets (livestock, poultry, agriculture farming, horticulture nursery, small trading etc.) for the women in the targeted households, including shelter for animals, feed, vaccines and related inputs. A subsistence allowance is provided for a certain period which acts as a ‘breathing space’ to focus on developing their assets without engaging in survival activities. This stipend serves the purpose of a short-term income support until income is generated from the transferred assets.
The OTUP programme on the other hand has only one exception in comparison to STUP, which is that OTUP provides a soft loan with small grants such as vaccines, medicines, feed etc to the participants to purchase their asset rather than giving it as a grant. The installment repayment schedule, loan duration, savings etc are much more flexible here than conventional microfinance programme.
Tailor-made essential healthcare service
This is an exclusive, customised healthcare services and referral arrangements for the ultra poor members, through the innovative network of community based health workers. Health services and support includes linkages with other health service providers, installation of sanitary latrines and tube wells, financial assistance for severe and mild morbidity, health education, basic healthcare, pregnancy-related care, immunisation, micronutrient powder satchet and vitamin A tablets for children under five.
Community mobilisation work
This component involves individual and group work with the ultra poor, providing support and counseling on sustainable development of their livelihoods and helping people in crisis. village or slum poverty reduction committee, known respectively as gram or slum daridro bimochon committee (GDBC or SDBC) is a platform to support participants socially through active community participation, works to provide security for assets of the participants, protecting them from maltreatment and social injustices, and mobilising resources from the community to help the ultra poor households during crisis situations.